Hi guys,

I hope you are all doing well and that everything is great with you and your families. All is good here on my end. My intention with these messages is to keep you informed of the latest scams circulating around the world. As soon as we hear about them, we will alert you immediately. Also, please report any scams you encounter to me so I can warn the community.

Today’s message is an overview to give you an idea of imposter scams. There isn’t anything specific in terms of detailed scams this time; it’s more of an educational piece because education is the key to protection.

Scammers are posing as legitimate businesses and government officials to trick people out of their money. This tactic is known as the “imposter scam,” and it can happen to anyone, anywhere in the world.

In an imposter scam, criminals pretend to be from a trusted organization, such as a government agency, utility company, or a well-known business. They often contact you via phone, email, or text message, claiming there’s an urgent issue that requires immediate attention. This could be a supposed problem with your taxes, a utility bill, or a suspicious transaction on your bank account.

Here’s how you can recognize and protect yourself from these scams:

Common Imposter Scam Tactics

  • Urgency and Fear Tactics: Scammers will create a sense of urgency, insisting that you need to act immediately to avoid severe consequences, such as legal action or service disconnection.
  • Payment Demands: They often demand payment through unusual methods, like gift cards, wire transfers, or cryptocurrency. Legitimate organizations will never ask you to pay this way.
  • Official-Looking Communications: The messages may look very official, complete with logos and professional language. Always double-check the sender’s email address or phone number.
  • Spoofed Caller ID: Scammers can make their phone number appear as if it’s from a trusted organization. Don’t rely on caller ID to verify who’s calling.

How to Protect Yourself

  • Verify Before You Act: If you receive a suspicious message, contact the organization directly using a verified phone number or website. Don’t use the contact information provided in the message.
  • Don’t Share Personal Information: Be wary of any unsolicited requests for your personal or financial information.
  • Report Suspicious Activity: Report any suspicious emails, calls, or messages to the appropriate authorities in your country.
  • Keep Your Devices Updated: Ensure your devices and software are up-to-date to protect against malware and phishing attacks.

Examples of Common Imposter Scams

  • Fake Tax Agencies: Scammers posing as tax officials claim you owe back taxes and must pay immediately to avoid arrest.
  • Utility Company Threats: You receive a call or message saying your electricity or water will be shut off unless you make an immediate payment.
  • Bank Fraud Alerts: An email or text claims there’s suspicious activity on your bank account and asks you to verify your identity by providing personal information.
  • Tech Support Scams: You get a call from someone claiming to be from a well-known tech company, saying there’s a problem with your computer that needs urgent attention.

Remember, the best defense against these scams is awareness. Stay informed, keep reading my tips, and ensure your Incognito app is always up-to-date. If you have any questions or concerns about a potential scam, don’t hesitate to contact me. I’m here to help you stay safe.

All the best,
Stephen McCormack